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In some structural codes, the lap length of reinforcement is simplified to be a certain percentage (e.g. 25%) higher than the anchorage length. This requirement is to cater for stress concentrations at the end of lap bars.
A smaller load when compared with the load to pull out an anchored bar in concrete triggers the splitting of concrete along the bar because of the effect of stress concentration. A higher value of lap length is adopted in design code to provide for this phenomenon.
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